Wind Mitigation Inspection
According to Florida Statutes, insurance companies are required to offer Florida homeowners “discounts or credits” for construction techniques that reduce damage and loss in windstorms. These discounts which became effective in 2003, can save you up to 40% on your windstorm insurance and can be obtained by having a mitigation inspection performed on your home.
If you have not had a Wind Mitigation Inspection done at your home, you are most likely paying too much for your homeowners’ insurance policy. This unique inspection usually takes less than one hour and as for costs, it varies depending on sq ft and location. This has been saving Floridians thousands of dollars in the long run.
Windstorm inspections look for construction features that have been shown to reduce losses in hurricanes, such as a, hip roof, the presence of gable end bracing, shutters and opening protections, the presence of roof to wall attachments such as toenails clips or hurricane straps, concrete block construction and the presence of a secondary water resistance barrier.