When you purchase a new home and are ready to secure your homeowners insurance, it’s best to be prepared. Many insurance companies require a 4-point inspection for homeowners insurance, as well as for renewals of existing policies for older homes. Evolve Property Inspections has been conducting inspections for over ten years and has been trusted by countless satisfied clients to provide the information they need to make wise decisions. Let us educate you on what exactly a 4-point inspection is and how it might benefit you.
The four points covered in this limited inspection include the four vital systems of your home: the roof, electrical, plumbing, and HVAC. The 4-point inspection will identify their components, determine their age, and assess their overall condition. Insurance companies use the results of this inspection to determine if your home is insurable, but you may require other types of inspections or necessary repairs or replacements. At Evolve Property Inspections, we are an InterNACHI certified master inspector, and we will inspect your home to the highest standard.
Many insurance companies are cautious about insuring older homes, as they constantly assess their level of risk. Older homes have a higher probability of becoming an insurance liability to the underwriter. If your home is 25 years old or more, it's likely that an insurance company will require a wind mitigation inspection, a roof certification (if the roof is old or in questionable condition), and a 4-point insurance inspection. A 4-point inspection satisfies insurance carrier requirements and, when combined with the other insurance inspections, will make insurance companies much more likely to insure your home.
Evolve Property Inspections offers a full menu of inspections for all of your needs, and we provide $100,000 of free warranty protection with every inspection. Contact us at (305) 506-8969 to request a quote. We serve Miami-Dade County and the surrounding areas including Kendall, Pinecrest, and Coral Gables.
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